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for Tim Nelson.

Stuck with pay that's barely budging, many face a tough choice: Keep renting. Pile up huge mortgage debt to buy a home near their job. Or buy a cheaper home that requires a lengthy commute.

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But it carries a costly trade off: Land in many cities has surged in price. And fewer Americans can now afford newly built homes in the walkable neighborhoods they desire.

home construction for decades.

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Yet many builders have made a calculated bet: Better to sell fewer new homes at higher prices than build more and charge less.

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WASHINGTON (AP) City living has been a blessing Rolex Daytona Gold Blue Dial

Americans increasingly say they prefer to live near the centers of cities and towns, where commutes are typically shorter and Rolex Submariner Gold Diamond

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Their calculation is partly a consequence of the growing wealth gap in the United States. Average inflation adjusted income has declined 9 percent for the bottom 40 percent of households since 2007, while incomes for Watch Rolex Oyster Perpetual Datejust the top 5 percent exceed where they were when the recession began that year, according to the Census Bureau.

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The average price of a newly built home nationwide has reached $320,100 a 20.5 percent jump since 2012 began. That puts a typical new home out of reach for two thirds of Americans, according to government data.

The Phoenix lawyer moved downtown a few months ago into a new $389,000 home with a warehouse style floor plan, a Jacuzzi tub and kitchen counters made of Caesarstone quartz. His favorite coffee spot is three blocks away. When the Arizona Diamondbacks play on Friday nights, he can watch postgame fireworks from his deck.

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After 60 years of migrating to car dominated suburbs, polls show more Americans want out of long commutes in favor of neighborhoods where jobs and stores are nearby.

´╗┐Priced out of city living

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