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A Minneapolis housing program offers $10,000 loans to new home buyers in the city, to help with down payments and closing costs when buying in certain neighborhoods.

Two options, depending on income limits, are available:

Purchasers must receive a traditional (prime or A rated), fixed rate first mortgage loan or purchase with cash.

Two hundred of the loans are available through Minneapolis Advantage. And they're forgivable after five years.

Purchasers must have an income of less than 120 percent of the area median Rolex Yachtmaster Platinum Dial income ($97,080) Rolex Submariner Green Gold

basis. For more information, call the Greater Metropolitan Housing Corporation at 612 588 3033.

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Rolex Yachtmaster Platinum Dial

Home buyers must apply for a Minneapolis Advantage loan through their first mortgage lender. Loans will be given on a first come, first served Rolex Daytona Ceramic

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Rolex Yachtmaster Platinum Dial

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´╗┐Minneapolis program offers

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The loan can be used as assistance with down payment, closing costs, and home repair costs.

Purchase of a foreclosed home or a home on the City's 249 vacant and boarded buildings list, OR a vacant home for at least 30 days in the following neighborhoods: Corcoran, Bottineau, Regina, Victory, Bryant, Sheridan, Lind Bohanon, Ventura Village, Whittier, Audubon Park, Holland, Phillips West, Cleveland, McKinley, Harrison, Powderhorn Park, Webber Camden, Midtown Phillips, Folwell, Near North, Central, Willard Hay, Jordan, Hawthorne, East Phillips, Beltrami.

A loan of $10,000 at zero percent interest is forgiven at the end of five years if the purchaser continues to occupy the home as a primary place of residence.

property can be a single family dwelling or duplex within an eligible neighborhood.

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The program's guidelines mean stable home buyers with an approved traditional, fixed rate mortgage will be able to move into city neighborhoods, said Council President Barbara A. Johnson.

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Rolex Yachtmaster Platinum Dial

and the property must be the purchaser's primary place of residence.

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